The Fine Print - Understanding the Contract
By Scott Newby

The contract is a legal agreement between the parent and the provider. Both the parent and the provider will be expected to follow what is in the contract, so read it!

It's tempting to skim the contract, but take some time and really read it.  Understanding the details will hopefully keep any surprises from sneaking up on you.  If possible, sit down and review the contract with the provider.  If you take the contract home, take plenty of notes, and be sure to get clarification from the provider on any questions you have before signing.

Here are some important items to consider before signing a contract:

 The basics - When does the child care open? When do they close? How much do they charge? Are there any extra fees (field trips, registration, activity fees)?

 What's included? Wipes, diapers, formula, art supplies, meals (how many), snacks (how many), etc.

  What if your child is sick? How sick is too sick? Do you still pay for that time? Do you get a certain number of sick days?

   Does the provider take vacation? Does the center close? Is it paid? How much notice are you given?

   What about if your family takes a vacation? Is your spot held? Do you still pay for that time? How much notice do you need to give?

   What's the policy for dropping off early or picking up late? Is it allowed at all and is there an extra charge?

   When is payment due, and are there any penalties for paying late?

   Will the provider transport your child, and is the provider equipped and licensed to transport your child safely?

   What if you want to end the contract? What if the provider does? How much notice is needed? What about un-used vacation?

Even if some of these items are not covered in the contract, or there is no contract, it is a good idea to discuss them and have an understanding of what is expected from you and your child care provider. Try to get something in writing - it could  save you a lot of time and frustration in the future.